Card payments

Transaction Flows

Transaction types

Mandatory Parameters

The following fields are required for 3-D Secure 2.0 (EMV 3DS) due card scheme regulations:

For card payments the use of 3-D Secure is mandatory for all transactions unless otherwise agreed with your acquiring bank.

Additional Parameters

Key Format Length
userField1 alphanumeric 2 characters
userField2 alphanumeric 2 characters
userField3 alphanumeric 2 characters
userField4 alphanumeric 15 characters
userField5 alphanumeric 25 characters

If you have an agreement with your acquiring banks to offer payments in installments, userField1 is used and becomes mandatory. In such cases send 00 or 01 when no installments are selected. In case of an invalid value, the payment will be declined.